Read our reviews on Identity Protect to learn how it works for ID theft protection in Canada, its pros and cons, its features, and whether it is for you or not.
Introduction
Today, we have become so vulnerable to getting scammed, especially with the IT world taking over. The unethical hackers and identity thieves are hungry to rob and scam your entire saving accounts. They would do anything if they can have profits. They do not care how much you lose or what hardship you would face or how hard you earned your money. Therefore, it is important to keep yourself secured and protected from these frauds. With all these scams increasing on the dark web, the need for identity theft protection companies is increasing too.
Identity Protect is one of these protection companies in Canada that is created to protect its users from malicious frauds.
What Is Identity Protect
Identity Protect is one of the ID watchdogs that gives total protection of personal information, prevent identity theft, gives fraud alerts and monitors all three credit bureau.
Identity Protect offers a Basic plan as well as an Ultimate plan that provides protection against the theft of identity. It also provides insurance coverage if you face any loss because of fraud using your identity, and other benefits. You can also speak with a credit fraud specialist for identity restoration if your identity is stolen. Moreover, it provides up to $1 million ID theft coverage and monitors all three credit bureaus.
With Identity Protect, you can tailor your coverage according to your needs if it is for individual or small businesses and your employees. They also provide different features for monitoring your credit depending on the plans that you choose.
Identity Protect Features
IdentityProtect provides various identity theft protection features to its customers according to their plans. These features help protect your identity and finances. Here is what they offer:
- Up to $1 million in ID theft coverage
- Account monitoring of all three credit reports
- Medical account monitoring
- Financial account monitoring
- Change of address reports and theft monitoring
- Lost wallet assistance
- Protects your online reputation and from identity fraud
- It gives coverage for individual plans as well as small business plans.
- Provides tools for yourself and your employees for $39 to $149 per month
- It also provides coverage for up to 100 employees.
- You can also add workers to the coverage.
Monitoring Uses:
- Change of address reports and monitoring: You will be notified if someone is trying to change your address through your bank account or USPS.
- Medical account monitoring: If anyone is trying to access your account for healthcare, this feature also alerts you about it.
- Financial Account monitoring: You will be notified if there is any suspicious activity through your account.
- Lost wallet assistance: You can also replace your credit cards and personal identification if your wallet is lost or stolen with it.
How Does It Work
There are so many benefits to using Identity protect. It protects your valuable information, online reputation and monitors your finances in all three credits. Identity theft insurance works in such a simple way yet cover all the important part of protecting your identity virtually and online. The identity theft protection plan from Identity Protect offers some of the best feature reviews, especially for individuals and small companies in Canada. [s]
Identity protect also works in such a way that if anyone is trying to change or access your account, it will give you alerts. Thus, this helps you to monitor your financial account and protect your identity from any fraudster. It also gives insurance cover if there is any loss because of misuse of your name or identity guards. Hence, reimburse you for any financial losses due to identity theft.
Once, they monitor any suspicious activity you will be prompted through SMS or email. Identity Protect also monitors the dark web, your credit reports, contact information, Social Security number, and more.
With Identity protect doing the entire job for you, you can sleep peacefully at night without having to worry.
[Read: Kabbage Loans Reviews For Small Business]What does identity theft protection do?
Identity theft protection searches various databases to search for important personal data to detect any theft of personal information reviews in Canada. Then, it looks for this type of data on the internet and monitors any suspicious activities or change in the credit score. Changes in credit score can signal identity theft if a loan was taken out under someone’s name. But, it can default before you know that the loan was taken.
Therefore, an alert is sent to the subscriber of Identity Protect if any such activities take place. Moreover, if you get alerts on any unusual balance transfers in your bank account, be prompt enough to check your credit insurance company. This will help prevent identity theft and give protection.
Hence, you can shut the data breach down before it takes place again by taking swift actions.
Identity Protect Plans & Costs Reviews
Basic Protection Plan: Individual
- From $12.95 per month to $19.95 per month, Paid monthly
- Monitoring of one credit bureau
- A credit fraud consultation
- Notifications for a change of address
- Dark web monitoring
- Help canceling or replacing credit card
- Identification when your wallet is lost or stolen
- $100,000 in loss protection reimbursement coverage
Individual plan range:
- $8.99 to $29.99 per month, paid monthly
Ultimate Protection Plans
- $14.95 to $19.95 per month, billed monthly credit
- $1 million in loss protection reimbursement coverage
- Monitoring & credit scores from all three credit bureaus
- A credit fraud consultation
- Notifications for a change of address
- Dark web monitoring
- Help to cancel or replacing credit cards
- Identification of lost or stolen wallet
Small Business Plan
- From $39 per month to $149 per month
- For businesses with 100 or fewer employees
- Credit scores & credit monitoring
- Credit education tools to employees
- If you have more than 100 employees, $2 per month for each additional worker you want coverage for.
Insurance
- Identity Theft Insurance: $100,000 to $1 million
- Up to $1 million plus up to $500,000 in coverage for 401(k)/HSA stolen funds in top tier plan
How To Protect Yourself From Identity Theft
There are certain steps you can take to protect yourself from Identity theft. Some of them are mentioned below:
- Update your software frequently
- Never give out your personal information
- Create unique passwords
- Setting up multi-factor authentication
- Pay attention to even small purchases that are not done by you
- Be prompt to act on red alerts of using your identity for new credit cards or other activities
If you get any red alerts, be prompt to contact the credit card provider. This will also stop any charges or close down credit cards not done by you.
Where To Get Identity Theft Protection
If you want to get Identity protection, you can do so by going to the official website. Click Here To go to Identity Protect official website!
Best Identity Theft Protection in Canada
There are so many scammers and frauds trying to steal your identity and money. To identify and stay away from such people, you need to take certain measures and precautions. However, besides all these, there are still loopholes that you may fall for. To deal with this there are reimbursement and insurance these days due to identity theft. You can now sign up to these services and insurance to protect yourself from such scams and minimize the loss.
Identity Protect is one of the best Identity Theft Protection you can find in Canada with positive reviews. It is affordable for individuals and at the same time is a great choice for small business owners. It offers up to $1 million coverage for reimbursements of funds due to identity theft.
Alternatives: Aura, Identity Guard, LifeLock, IdentityForce, ReliaShield, IdentityIQ, IDShield.
Pros And Cons
Pros
- There are different plans available for individuals, families and companies.
- The small business plans that provide tracking tools, credit scores, and credit education resources for its employees
- Up to $1 million coverage for reimbursement
- The Basic plans with upto $100,000 coverage come at a very affordable rate
- You can also pay on a monthly basis with no commitments.
- Protects your identity from frauds
- Dark web monitoring
- Alerts you about any suspicious activities
- Monitors accounts on all the three credit bureau
Cons
- There are no discounts
- No specific plans for families
- The Basic plan limits to $100,000 coverage
- Basic plan limits to monitoring only one credit bureau
Customer Reviews
As we browse through, we haven’t found many customer reviews on Identity Protect. This is probably because it is a new company. We don’t find many details on the official website too besides their terms and conditions.
However, the details are usually sent in your mail once you sign up which is for free. Moreover, there is a chat 24/7 that you can access on the official website if you have any queries. Besides the user reviews, you need to keep in mind that Identity Protect is specifically made for people living in Canada for ID theft protection.
Tips
Here are some tips and information to safeguard your account:
- Freeze your credit reports if you think your accounts or identity have been access by fraudsters.
- Do not fall for fake advertisements, emails, and spam phone calls. Moreover, never share your OTPs, account numbers, or other personal information.
- Take measures to secure your information so that it is not accessible to strangers.
- Monitor your credit report and credit score from each of the three bureaus for any unusual activity or information.
Conclusion
In conclusion of our reviews, we would recommend Identity Protect for individuals who are looking for ID theft protection in Canada and small business companies who want ID protection for themselves and their employees.
Identity Protect comes with 3-in-1 monitoring and insurance that alerts and protects you from frauds. It also provides various plans for the identity protection of individuals. The program usually focuses on individuals and small businesses. Therefore, you find additional features and benefits for small businesses. Subscribing to Identity Protect will help secure your accounts and protect your identity.
Frequently Asked Questions [FAQS]
Does Identity Protect offer a family plan?
It does not have a specific plan that is made for families. The plans usually target individuals and small businesses.
What does dark web monitoring mean?
The dark web is the part of the Internet where fraudulent acts can happen and are not visible to search engines. Personal data and stolen funds are exchanged on the dark web for profit. The identity theft protection companies monitor the dark web of the internet to check for illegal acts.
Does Identity Protect have a free trial?
There are no free trials for Identity Protect currently.
How does identity theft insurance work?
Insurance is one of the most important in any identity theft protection plan. It also gives a financial reimbursement if you lose anything because of identity theft. It may include legal fees, lost wages, lost income, stolen funds, etc. You should be able to get the highest level of protection.
